Regardless of source, our intent is the same: tapping technology to eliminate client pain points and frustrations, streamline our processes, and deliver holistic, integrated products and services to customers and clients of all sizes and sectors more seamlessly and efficiently than peers. 4 ANZ BANK (THAI) 2019 ANNUAL REPORT Structure of Shareholders : As of 30 Sept ember 2019 Name of Shareholder* Number of shares held (par value of THB10) % of paid up shares 1. Our government clients around the world urgently need infrastructure. 10 corporate profile. The feature launched in Hong Kong, Singapore, Thailand and the UAE. We recently launched a $150 million Citi Impact Fund to invest our own capital in U.S.-based companies that are applying innovative solutions to help address four societal challenges: workforce development; sustainability; financial capability; and physical and social infrastructure. We've pushed ourselves beyond our comfort zone - not just to acknowledge the stark realities laid bare in the statistics around pay equity but also to recognize the social and cultural forces that produced them. Citi also acted as global coordinator, bookrunner, mandated lead arranger and facility agent on the €4.2 billion dual-maturity term loan facilities and €360 million three-year revolving credit facility for CKHGT. We continued to make progress toward the financial targets we have laid out. Since 2014, the Citi Foundation has invested more than $194 million to impact the lives of youth globally. Part 2 (Page 1-316) Financial Statements. Company Name: PUBLIC BANK BERHAD Stock Name : … Part 1 (Page 1-287) Business Review. We think about our people in much the same way. Download. Part 1 (Page 1-267) Business Review. In Asia, we entered into new credit card partnerships with digital leaders Grab, Lazada and Indian e-commerce juggernaut Paytm. For a reconciliation of revenues in constant dollars to reported results for Citi's consumer business (GCB) and institutional business (Institutional Clients Group), see Slide 31 of Citi's Fourth Quarter 2019 Earnings Review available on Citi's investor relations website. Most importantly, we closed out 2019 on a high note, with a Return on Tangible Common Equity of 12.1%, just above our 12% target and 120 basis points higher than in 2018.2. First, we partner with startups that value our model, global client base and brand to test and deploy new technologies at scale. 28 business operations. Citi served as Celgene Corporation's financial advisor on its announced merger with Bristol-Myers Squibb Company, creating a premier innovative biopharma company in the largest healthcare M&A transaction in history. The report highlights key milestones of 2019—the first full year of implementation of the bank’s long-term corporate strategy, Strategy 2030. Coming out of a tough fourth quarter of 2018 for the markets and our industry, we entered 2019 amid widespread predictions of a global recession and potential turn of the business cycle. Citi's Institutional Clients Group (ICG) enables economic progress, growth and sustainability for our clients and for the world through our unparalleled global network. We collaborate both internally across our business units and externally with stakeholders to maximize our impact. At year-end, card receivables were $175 billion. english; khmer; 1 corporate mission. We work with companies to optimize their daily operations, whether they need working capital, to make payroll or export their goods overseas. We are also actively seeking opportunities to invest in businesses that are led or owned by women and minority entrepreneurs. This year, Citi is on track to reach a major milestone - $1 billion in lending toward financial inclusion across the globe. Download. Citi's 2019 Form 10-K filed with the SEC, as well as other annual and quarterly reports, are available from Citi Document Services toll free at 877 936 2737 (outside the United States at 716 730 8055), by e-mailing a request to or by writing to: Citi Document Services Please use the above public link if you want to share this noodl on another website. Research reveals that a global majority do not trust the media or government to do the right thing for them or for society. At year-end 2019, the business had $291 billion in deposits, $300 billion in loans and $176 billion in assets under management. In partnership with fintech firms, including Feedzai, HighRadius and Cachematrix, TTS is actively exploring artificial intelligence, machine learning and blockchain applications to automate cash management, foreign exchange and fraud protection to consolidate its position as the premier global commerce banking platform. Attachments. Giving power to the people ... we also continued to actively advance the sustainability agenda by nudging customers, the community and the public to come onboard the sustainability journey with us.” Piyush Gupta Chief Executive Officer, DBS Bank. Portuguese PDF 20.27MB. Sincerely, Citi has played an integral role in the Sioux Falls community, impacting a large number of nonprofit partners through Citi Foundation grants, investments, training, volunteerism and service. Annual Report & CG Report - 2019: Please refer attachment below. We also continued to invest in our infrastructure and culture of compliance and controls, in light of the enduring need to be an indisputably strong and stable institution. The Mission and Value Proposition at the front of this report describes not just what we do but how and why we do it. In 2013, Citi achieved our first 10-year $50 billion Environmental Finance Goal three years early, and in 2019, we exceeded our second 10-year $100 billion Environmental Finance Goal four years ahead of schedule. In Mortgage, having successfully transitioned direct servicing to Cenlar, Citi continued to intensify its focus on originations. Arabic PDF 21.17MB. You may be trying to access this site from a secured browser on the server. 4 Introduction This booklet brings together, on the one hand, the summary of twelve follow-up investigations carried out by the Cour and by the RTCAs. We expanded digital lending with two new solutions, Citi Flex Loan and Citi Flex Pay. We also launched an industry-first digital payment solution called Citi PayAll that enables cardmembers to settle big-ticket purchases in-app while earning rewards points. To enhance how we serve midsized companies that value our global reach, we realigned our organizational structure to have Citi Commercial Bank report into the Institutional Clients Group globally. Download . Retail Services is one of North America's largest and most experienced retail credit solution providers of private label and co-brand credit cards for retailers. ANZ Capel Court Limited 1 5. While we recognize that we have much more to do, we are proud of where we are headed. Our network-driven strategy allows us to offer an integrated suite of wholesale banking products and services to clients who value our unmatched country presence and who require a financial services partner that can help them grow in any country where they do business. The Citibanamex Transfer account has attracted over 10 million customers, 80% formerly unbanked. 15 board of directors' profile. Citi also ranked #1 in sales quality and trading quality, as well as #1 in e-trading, and was #1 overall in U.S. fixed income market share. Our strategy to capture the abundant opportunities inherent in this trend is threefold. Annual Report 2018 DOWNLOAD HTML. CoDi will enable more than 5.5 million digital clients to transfer money and make payments of up to 8,000 pesos (US$400) per transaction with ease and at no cost using Quick Response(QR) codes. As used throughout, Citi's results of operations in constant dollars and excluding the gains on sale are non-GAAP financial measures. In 2019, Citibanamex showcased how an innovative financial inclusion effort is delivering on the firm's mission to enable growth and economic progress. David M. Solomon. Fiscal 2019 was a record-breaking year for our company. 繁 Profile Board of Directors Board Committees Risk Management Regulatory Disclosures Financial Reports News & Announcements Career Opportunities Branch Network Corporate Culture ; Financial Reports. Citi Private Bank retained the award for the Best Global Private Bank from the Financial Times for the second year, finishing 2019 with year-over-year growth across product areas. E ... Home Investor Relations Annual Reports. 2019 annual report. Annual Reports. Citi Velocity's API Marketplace gives clients unparalleled access to Citi's extensive proprietary data and content library. PDF We have also been recognized as a leader in climate risk assessment and disclosure and were the first major U.S. bank to publish a Task Force on Climate-related Financial Disclosures report in 2018. In the U.S., we launched several new products to lay the foundation for a more integrated, multi-product relationship model. Stockholder address changes and inquiries regarding stock transfers, dividend replacement, 1099-DIV reporting and lost securities for common and preferred stock should be directed to: Computershare By serving these companies, we help them grow, creating jobs and economic value at home and in communities worldwide. The Annual Report (ISSN 1407-1800*), the main publication on the Bank's activity, has been published in Latvian and English since 1992. Our Markets and Securities Services business continues its strong performance having topped the Greenwich Associates' Global Fixed Income Dealer rankings for the fourth consecutive year. Both groups want simple, seamless experiences that are not just best of bank but best in life, prompting us to allocate substantial resources and mindshare to exceeding our clients' evolving expectations of engaging with Citi on their channel of choice. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. It sets out how ADB has been providing finance, knowledge, and other expertise as it works to help achieve a prosperous, inclusive, resilient, and sustainable Asia and the Pacific. TTS continues its pursuit of delivering the best possible experience to its clients, launching leading-edge solutions and leveraging co-creation sessions held in the Innovation Labs, which in 2019 celebrated its 10th anniversary. Based on the belief that client experience is the driver of sustainable differentiation, TTS has focused its efforts on transforming its business to deliver a seamless, end-to-end client experience through the development of its capabilities, client advocacy, network management and service delivery across the entire organization. Annual Reports - Krungthai Bank. About us; Services; Careers; News; Contact us; Our History; Our Values; Public documentation; Public documentation . 3 Excludes the impact of FX translation, as well as the gains on sale in North America GCB and Latin America GCB described in endnote 1. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do. Financial Review (PDF 2MB) Under the agreement, KKR will acquire an equity interest in structured partnership with NEP that owns a geographically diverse portfolio of 10 utility-scale wind and solar projects across the United States, collectively consisting of approximately 1,192 megawatts. Citi also structured a convertible equity portfolio financing solution for NextEra Energy Partners (NEP) and KKR to fund a renewables portfolio, a unique structure that met the strategic, corporate finance and return objectives of both clients. Economic and Social Infrastructure 4. A growing number of our clients seek to align their investments with their personal values. 781 575 4555 We also were joint global coordinator and bookrunner on Alibaba Group's nearly $13 billion secondary listing in Hong Kong, the largest global follow-on deal in the sector and a sign of confidence in an important hub for Citi, the region and the world. Chief Executive Officer, Citigroup Inc. 1 Excludes the impact of foreign exchange (FX) translation (constant dollars), as well as pretax gains on sale in 2018 of approximately $150 million on a Hilton portfolio sale in North America Global Consumer Banking (GCB) and approximately $250 million on an asset management business in Latin America GCB. 100% of the electricity used to manufacture McCoy is Green-e® certified renewable energy. We seek out innovative partnerships with financial institutions, telecommunications and fintech providers, government agencies, consumer goods companies and others that have close relationships with the unbanked and the underserved segments of society. It provides an overview of how we are structured, what we do and where, our strategic plan, the principal risks we face, and high-level performance information. With the world's unbanked population estimated at 1.7 billion, our Inclusive Finance unit has worked with teams across our firm over the last decade to provide more than 3.3 million entrepreneurs, 3 million of them women, with access to capital and financial services in 34 countries in partnership with the U.S. International Development Finance Corporation, formerly OPIC. Since the inception of digital onboarding, we have led over 3,000 advisory sessions with clients across our Digital Advisory, Treasury Diagnostics and Innovation Lab practices to help them grow, improve risk controls and enhance financial returns. 3 corporate information. Chinese PDF 20.96MB. With a physical presence in 98 countries, local trading desks in 77 markets and a custody network in 63 markets, we facilitate approximately $4 trillion in financial flows daily. We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. For more information on the partnership visit Citi is committed to contributing to solutions that address these issues. CitiConnect®, our API connectivity platform, reached a new milestone with more than 157 million API calls processed by clients in 2019, compared with 18 million in 2018, representing a growth rate of 750%. Citi Flex Loan enables customers to convert a portion of their credit line into a fixed rate personal loan, while Citi Flex Pay enables customers to finance purchases by converting eligible purchases into a fixed payment plan. We continue to learn from our experience and to bring diverse stakeholders to the table to help us understand what leadership looks like on these evolving issues. Year 2019 Year 2019; Year 2018; Year 2017; Year 2016; Year 2015; Year 2014; Year 2013; Year 2012; Year 2011; Year 2010; Year 2009; Year 2008; Year 2007; 2019 Financial Statement - Vientiane Branch (IFRS Lao Version) (3.50 MB) PDF. 2019 Financial Statement - Vientiane Branch (IFRS English Version) (3.53 MB) PDF . In partnership with developers, nonprofits and governments, our Citi Community Capital team has helped to create or preserve nearly 500,000 affordable units over the past decade. While there is no shortage of challenges ahead, I am confident in our ability to continue to rise and meet them. Date; 31-Dec-2019 : 29-May-2020 : 31-Dec-2018 : 21-Mar-2019 : 31-Dec-2017 : 22-Mar-2018 : 31-Dec-2016 : 02-Mar-2017 : 31-Dec-2015 : 03-Mar-2016 : 31-Dec-2014 : 05-Mar-2015 : 31-Dec-2013 : 06-Mar-2014 : 31-Dec-2012 : 21-Feb-2013 : 31 … And we announced a partnership with Google to explore launching a new checking account on Google Play in 2020, aimed at expanding the reach and breadth of our customer base. In Asia, we continued to enhance the client experience, unveiling a revitalized Citigold Private Client experience in China and launching Citibank Global Wallet in 13 markets, a market-first product that provides unrivaled convenience in foreign currency withdrawal and spending. I have also never felt better or more confident about who we are, what we stand for, and the lasting value of the many things we do for our clients, our communities, our shareholders, our people and all of our stakeholders worldwide. Louisville, KY 40233-5004 Part 1 (Page 1-293) Business Review. We continue to believe that empowering young people, providing early work experience and financial knowledge, incubating an entrepreneurial mindset, and creating networks and access to role models are each integral to enabling youth to build a stronger future for themselves, their families and their communities. As we look ahead toward our new Sustainable Progress 2025 strategy, we look forward to continuing to collaborate with our clients on climate finance opportunities, as well as to better understand the challenges that need to be addressed by Citi, and the financial sector overall, in order to drive positive change. In 2019, digital onboarding went live in 25 countries - covering 58% of our global volumes. For our company, the data reaffirm the importance of goals we announced in 2018 to increase our representation of women and U.S. minorities in senior and higher paying roles at Citi. In 2019, Citi continued to pace its strategic investments in technology, modernizing its branch and ATM network and digitizing its products and client base. At the event, Mike discussed the pride we feel in the role that Citi has played as a catalyst of growth in the city and shared how Citi's $72 million investment affirms our commitment to Sioux Falls and South Dakota. The U.S. and China signed a Phase 1 trade deal, the new United States-Mexico-Canada Agreement was ratified and Brexit was at last confirmed. The G20 has estimated that nearly $100 trillion is needed for global infrastructure spending by 2040, but there is a spending gap of $18 trillion. Still, three out of four believe their own employer will. Bank Al-Maghrib. PBB 2019 Annual Report (Page 108 to Page 165).pdf 2.3 MB. Citi executed several landmark underwriting and advisory transactions for clients in 2019. 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